My DVC Points
My DVC Points
What Can I Do With Leftover DVC Points?

Sooner or later, you'll rebook a vacation past your banking window and get some extra points. What can you do to preserve the value of these precious DVC Points? Can we transfer our points? Is a DVC Point ZIP Lock Bag a thing? What are your options? Episode 267

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I have a minimal number of points that will expire before I can use them.  What are my options?

  1. Bank them if possible.
    1. Caveats: points are bankable during the first eight months of your use year.  The last four months of your use year are the danger zone.  You cannot bank points during the last four months.  The closer you get to the check-in date, the scarcer rooms become.
  2. Make a reservation and try to rent out a confirmed reservation.
    1. Our Sponsor, DVC Rental Store, will try to help you find a renter.  Lowering the price makes you more likely to find a renter.  However, the rental store is a business that needs to make margins.  Just because you have distressed points does not mean they should accept lower margins. 
  3. Throwing Good Money After Bad
    1. Add more points to those in duress to make a reservation, hoping you can rent out a single night.
    1. Buy one-time use points at $20 a point to make the reservation in hopes you can rent out a single night.
    1. Rental broker margins may make this unfeasible.
  4. Gift Transfer them to a Friend.
    1. Caveat:  If your points are banked or borrowed points, you cannot transfer them.
    1. Caveat:  Your friend will also need more room availability.  However, this may be feasible if they already have one booked and a later Use Year.
    1. Once the points are transferred, your friend may be able to “modify an existing reservation” to get to the points selection part of the booking.  At this point, your transferred points will show up, and they can select your points and free up some of their own.
      1. Caveat:  if they do this less than 30 days before check-in, they can use your points, but their points will go into a holding account.  That means the points cannot be banked, will expire at the end of their Use Year, and can only be made for reservations within 60 days of check-in.  That last clause forces them to be used when room availability is scarce.

While you have options, letting a few points expire is the most likely outcome.  I don’t think I would personally go through this hassle for anything less than 10 points.  Anything more than 10 points, if I could use them, I would.  However, I’m not going to be buying these points.  I’d only use them if you gave them to me.

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