My DVC Points
My DVC Points
What Type of DVC Buyer / Owner Are You?
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Are you considering joining the magical world of Disney Vacation Club (DVC)? Whether you're a seasoned DVC member or a prospective buyer, navigating this unique vacation ownership program's ins and outs can be exciting and daunting. In our latest podcast episode, “What Type of DVC Buyer / Owner Are You?” we delve deep into the factors and strategies that can help you make informed and smart decisions about your DVC investment. This episode aims to understand your options and why your neighbors may see things differently.


Season 11 of the My DVC Points Podcast was brought to you by:

DVC Resale Market – Industry Leader in DVC Resales

DVC Rental Store – DVC Point Rentals

Monera Financial – Exclusively Financing DVC Contracts

Patreon supporters in the My DVC Points VIP Producer Club.


Unlocking the Secrets of Disney Vacation Club Investments

The journey begins with a comprehensive exploration of the critical factors influencing DVC members when selecting their next home resort. Emotional ties to certain resorts, the remaining years on a contract, price per point, and historical dues are just a few of the aspects we cover. We also highlight the importance of resale value predictions and the coveted 11-month booking window, which allows owners to secure reservations at their preferred resorts well in advance.

Our host, Chad Pennycuff, shares personal anecdotes and expert insights, providing a well-rounded understanding of these considerations. The aim is to equip you with the knowledge needed to navigate these complex decisions confidently. There isn't a right or wrong answer here. The most important thing is to understand your values and find a contract that aligns with your value system.

Understanding the Six Types of Disney Vacation Club Buyers

One of the unique segments of this episode categorizes the six distinct types of DVC buyers, each with their own motivations and strategies. Are you driven by a desire to stay at specific resorts, aiming for maximum network points, or focused on minimizing dues and upfront costs? We break down each buyer type and the rationale behind their strategies:

  1. Buy Where You Want to Stay: Driven by emotional connections and the 11-month booking advantage.
  2. Network Points Buyer: Prioritizes flexibility to stay at different resorts using the 7-month booking window.
  3. Buy Where You Wouldn't Mind Staying: Balances cost considerations with acceptable stay options.
  4. Lowest Total Cost of Ownership: Focuses on long-term financial implications, including dues and contract duration.
  5. Lowest Dues on an Ongoing Basis: Look for resorts with historically low dues.
  6. Lowest Upfront Cost: This buyer seeks the most affordable entry point into DVC, often through resorts like Hilton Head and Vero Beach. This buyer sees the initial cash outlay as the problem but doesn't mind higher annual dues.

Understanding these buyer personas will help you better align your purchase with your financial goals and personal values.

Chapter Summaries

Factors in Selecting DVC Home Resort (0:00:06 – 10 Minutes)

We dive into the six critical factors that influence DVC members' choice of home resort. From emotional connections and contract durations to price per point and historical dues, we cover it all. The segment also examines resale value predictions and the 11-month booking window's advantages.

Types of DVC Buyers (0:09:41 – 5 Minutes)

This chapter categorizes the six types of DVC buyers and their motivations. We discuss the rationale behind each buying strategy, emphasizing that there are no wrong answers. The goal is to help you find the contract that best aligns with your values and financial goals.

Gratitude to Patreons and DVC Overview (0:14:43 – 1 Minute)

We offer heartfelt thanks to our patrons, whose generous support helps cover unexpected expenses. We also encourage listeners to consider joining our Patreon if they find value in our content. This segment underscores the importance of community support and the value we aim to provide through our podcast.

Key Takeaways

  • Emotional Connections: Selecting a home resort that resonates with you is important.
  • Contract Duration: Understanding the impact of remaining years on a contract.
  • Price Per Point and Historical Dues: Evaluating the financial aspects of your investment.
  • Resale Value Predictions: Considering the long-term value of your contract.
  • 11-Month Booking Window: The advantages of securing reservations at your preferred resort.

Join the Conversation

Our podcast is a treasure trove of insights for current and prospective DVC members. We encourage you to listen to the full episode to understand better the factors and strategies that can help you maximize your Disney Vacation Club investment.

We also plan to create live shopping episodes featuring real buyers for those seriously considering a DVC purchase. If you're interested, email us at mydvcpoints@gmail.com.

Thank you for tuning in to this episode of the MyDVCPoints podcast. We hope you found it informative and helpful. As always, we aim to help you plan magical experiences for your family.


If you found value in our content, consider supporting us on Patreon. Plans start at just $7.50 a month, with annual discounts available. Your support helps us continue to provide valuable insights and content to the DVC community.

Until next time, happy planning, and welcome home, neighbors!



My DVC Points is an awesome community of DVC members. Our positive, respectful, and authentic conversations about Disney Vacation Club are designed to help people make informed and educated decisions about what's best for their families. Please join us to continue our Facebook Group and YouTube channel conversations.

It takes an incredible community of DVC members to produce our content. We're always recruiting people to help research, produce, edit, or join our shows to share their stories. Thus far, we've had over 400 DVC members on our shows.

If our content has been a blessing to your family, please consider supporting our show through our VIP Producer's Club at Patreon.com and join us for the Patreon After-Party from our live shows.


Facebook admins and moderators of the My DVC Points Community Group: Sandy Symianick, Gina Grotsky, Shannon Ford, Caleb Allison, and Mary Anne Tracy. “Take Flight” music by Martinrowberry1 on Pond5.